Generative artificial intelligence is fueling a surge in ghost student fraud. Learn how layered identity verification, behavioral analytics and AI-driven pattern detection help higher ed IT leaders stop fraud rings before disbursement. First, there was the zombie college scam. Now it’s “ghost students,” bad actors leveraging artificial intelligence to create fake identities and enroll imaginary students to scoop up grants and loans. AI tools now allow synthetic identities to mimic genuine student behavior long enough to collect financial aid disbursements, and traditional enrollment systems are falling short. The schemes are costing the U.S. taxpayers hundreds of millions of dollars in siphoned-off federal financial aid packages
